Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Evergreen Home Loans Grows Into 11 More States
Evergreen Home Loans, based in Bellevue, Washington, is continuing to grow across the country. The company recently announced that it has started offering its loan services in 11 new states. These states include Texas, Flori...
How to Get Help If You're Struggling to Pay Your Water Bill
Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...
Section 8 Waiting Lists and Public Housing Opening in October 2025
Are you looking for affordable housing? New openings for Section 8 and public housing waiting lists are coming up in Florida and New Jersey in October 2025. Here’s what you need to know about these ...
Exploring Government-Backed Loans for First-Time Homebuyers
The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...
How to Talk Down the Price of a House
Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...
Can You Buy a House Without Putting Any Money Down?
The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...
What Paperwork Do You Need When Buying a House?
Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...
How Will HUD Changes Impact Seniors in the U.S.?
In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...