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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

What is the Government Doing to Help Victims of the California Wildfire?

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...

Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

These 10 States Make It Easier to Save for a Down Payment

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

The Good Neighbor Next Door Program

The Good Neighbor Next Door program gives qualified individuals an opportunity to purchase homes with a significant 50 percent discount. It's intended to encourage community helpers to move into the same communities that they provide a serv...

First Time Home Buyers Can Find Great Mortgage Assistance Grants

Buying a home for the first time can be intimidating. Many first time home buyers are in need of help. They don't know where to begin. Fortunately, there are many sources of help to provide assistance for many p...

College Students Are Rapidly Losing Housing Options: What to Do

Amid COVID-19 concerns, many universities have declared that they'll be closed for the foreseeable future. Initially, this was seen as an overblown reaction. However, as the death toll worldwide continues to ris...

A Place to Call Home; The Latest Trends in Housing You Should Know About

It isn't easy trying to find a new home these days. Housing inventory still hasn't recovered in 2023. The supply remains at near historic low levels, but there is some encouraging news. Singl...

Michigan Launches a $25,000 Help for First-Time Homebuyers

In Lansing, Michigan, a new offer is out for people buying their first home. Michigan is giving away $25,000 to help with the down payment, which is the money you need to pay upfront when you buy a house. The tea...