Housing Insights Central

Amidst the sprawling skyscrapers and picturesque landscapes of California, lies a harrowing reality: a housing crisis that continues to deepen, leaving thousands of residents teetering on the brink of homel...

In a groundbreaking initiative, the U.S. government is exploring a transformative change in its approach to assisting families in need of housing. Moving away from the traditional voucher-based system, the...

In the wake of recent milestones in disability rights, the U.S. Department of Housing and Urban Development (HUD) has introduced new guidelines to improve housing accessibility for individuals with disa...

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms:   1. Rocket Mortgage   Available Natio...

Interest rates have stopped rising after increasing as the Federal Reserve Bank seeks to ward off a recession. In the past, rising interest rates has normally been a predictor of a stagnant housing mark...

The Parish Heights housing development project in Corning has secured a substantial grant of $4.9 million from the state, signifying a major advancement in providing permanent housing for form...