Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
HUD Allocates More Than $3.5 Billion to Support Homeless Individuals
The U.S. Department of Housing and Urban Development (HUD) unveiled plans today to distribute over $3.5 billion in competitive grants nationwide. These funds are earmarked for organizations that provide se...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Is It A Good Idead to Refinance Your Mortgage in Early 2026?
As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...
Tips to Ensure Your Home-Buying Experience is a Positive One
Buying a home can be exciting, but a certain level of trepidation accompanies it. Purchasing a property is one of the most important investments you will make in your life, and it is essential to do thorough r...
Affordable Housing: A Crisis We Can Solve
The lack of affordable housing is a national crisis that has hit working families especially hard. As rents and home prices rise faster than incomes, safe and stable housing has become out of reach for many. This crisis lead...
The Big Problem with Unfair Evictions in Affordable Homes
In Richmond, people living in cheaper homes are facing a big issue: they're being kicked out over rent payments that the city says they missed. For example, a person we'll call Ms. Jones was shocked when she ...
Cities Where Many Renters Pay Under $1,000 a Month
Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...
What is the Government Doing to Help Victims of the California Wildfire?
The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025. ...
Exploring & Understanding Mortgage Loan Modifications to Retain Your Home
Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...